E-Banking in Africa

Speaker: Dr. Jaya Josie, Head of the BRICS Research Centre, Human Sciences Research Council (HSRC)

Time: 9:30 am, Friday, December 8, 2017

Venue: Room 502, Administration Building, Zijingang Campus


Given the rapid state of global technological advancements, opportunities are emerging which can benefit indigent populations within the low/middle income countries of Southern and Eastern Africa. In light of their respective states of development, these countries may be well-suited to adopt new FinTech technologies which allow for leapfrogging over past expensive infrastructure investments. The questions that emerge are, which technologies can be leveraged in these countries to enable (1) eBanking, and (2) eCommerce. Studies note, the benefits of FinTech and other digital services, which can act as a poverty reduction catalyst through increasing saving, formalizing businesses and empowering small businesses and entrepreneurs.

About the speaker:

Dr. Jaya Josie is an economist with 30 years experience in public finance policy and economic research, in development, fiscal policy, and intergovernmental fiscal relations targeting inequality, unemployment and poverty. Dr. Josie holds a PhD in Public Finance and Administration from the University of Western Cape (UWC) in partnership with the University of Antwerp. He completed an MPhil and PhD candidature at the School of Oriental and African Studies (SOAS) University of London in 1996, and an internship at the International School of Public Administration (ISPA) in Paris in 1997. He was a lecturer at the University of the Western Cape (UWC) in Public Finance in the School of Government, and a part-time lecturer in Public Finance and Development Economics in the Department of Economic Sciences and Management (EMS). He is currently Head of the BRICS Research Centre, Human Sciences Research Council (HSRC).